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Does Your Business Banker Really Know You?

A number of clients tell us they get no-value from having a Business Banking Manager. And yet it wasn't by choice and they end up paying for it with generally more expensive pricing! Related posts:Has...

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Paying Too Much for Your Non-Bank Mortgage?

Are you still paying over 9% on your mortgage. You could save thousands in interest by refinancing out of your second-tier lender (Wizard, GE, Tasman, Trustee Executors etc) provided you have a clean...

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Investing in Commercial Property

Commercial property investment has been largely overlooked by many investors; however, this class of property can provide you with much greater levels of return than that from a purely residential...

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Have You Been Sold an “Interest Rate Swap” Lemon?

One area that has concerned me the past two years is the use of financial derivatives into the rural and SME business markets. Bank bill priced term loans with interest rate swaps attached are like...

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An Investor Guide to Bank Dating

Do you really know your bank and what they really think of you? This post explores what it takes to successfully date your bank Related posts:Have you seen a Bank Troll Lately? Does Your Business...

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Property Investing: Is Big Better?

Is big better?  The way banks respond to larger investors, you’d think probably not. As credit policies loosen a smidgen you could easily conclude that all is good in the world again.  It’s not. At the...

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Wanna be a Developer?

Pre GFC, Property Developers had mythical rock star type status.  The public face of the industry was full of massive egos, fast cars, illicit drugs, and self-absorbed “beautiful people.” Intelligence...

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